-->Click Here to Learn more about Credit Repair Options<--


I need your opinion!!!!!?

Okay so my father-in-law helped my husband and I get a car under his name. Now, 4 months ago his car broke down and asked to borrow the car for work (not telling for how long) .Well, we let him borrow it and we kinda hope he would kept it and follow with the payments since we really did want the car anymore.

Well, is been almost 5 months, I continued to pay insurance, but no payments ( expecting he would). Not to long ago he mention to relatives he was keeping the car and even told me in one occasion.

BUT last night he told my husband he never said this. He claims he is not paying the last payments passed due (5 slips and late charges). He said he will keep it if we pay the last 5 slips. But i don’t think is fair. Why should we if he have driven that car and we have been paying insurance on a car we aren’t driving.

He also said if we don’t pay it and the car gets repo that we need to pay to get his credit fix.

what do y’all think?

Isn’t outrages?

Would you be paying on the car if it were in your name? Of course you would. The car is yours regardless of who’s name it is under and you should be paying on it. What you should have done is made these arrangements with him before he borrowed the car and had him sign the agreement. This was your mistake and know you must pay for the car.


-->Click Here to Learn more about Credit Repair Options<--


5 comments Click to reply »

Psych2B August 3rd, 2009

Would you be paying on the car if it were in your name? Of course you would. The car is yours regardless of who’s name it is under and you should be paying on it. What you should have done is made these arrangements with him before he borrowed the car and had him sign the agreement. This was your mistake and know you must pay for the car.
References :

uncalled4 August 3rd, 2009

I think your father in law is being a bit of a power tripper,,,,i would refuse to pay the repayments for the last 5 months. (he had the car and has decided to keep it)
If he insists you pay the overdue repayments, tell him you want the car back and sell it to make those repayments. If he doesn’t agree – let the repayments stay on his credit card and he can deal with the consequences ! don’t let him bully you !
References :

littlelota71 August 3rd, 2009

I’m sorry to say this, but I think your Father in law is pathetic! Really. He basically went back on his word, and has put you AND himself in a bad position. You actually have a case if you want to take him to small claims court. It does not mean that your husband doesn’t love his Dad. It only means that his Dad took advantage of the situation, and the two of you aren’t going to tolerate it! By taking him to court, he’ll realize if he wants to have a decent relationship with his son and you, he’s got to respect the two of you. Good luck. This is what I would do if I were in this situation.
References :
opinion

coleblondehead August 3rd, 2009

Oh, no no, if he wanted to drive it for 5 months, he should pay for it.
he knew you didnt have another car. If he doesnt wantr to pay, then let
him screw his own credit, dont fall for this, I had a similar situation
happen to me, why would I keep paying for something Im not using
anymore or its been taken away. The only thing was you shouldve been upfront from the beginning and sayd, hey since you havd the car
now, youre taking over the payments, but what did he think? ask him
that he was going to be driving the car for free or keep it for free, come
on, get a reality check,how come he never said anything either, like hey ill b driving the car a couple of months but I dont want to keep it.
You could try reaching a settlement like ok lets go 50/50 on the late
payments, but he doesnt want to, dont even brin up the issue anymore
leave the car on his doorstep, put the keys in mailbox and its his.
References :

PapasChick August 3rd, 2009

In the end it is his responsibility to make the car payments since it is under his name. Don’t pay… just be prepared to never have him sign for you again. Also, he can’t sue you or force you to pay to correct his credit.
References :

Add your reply